• Welcome!

    Hi, I'm Phillip Crocker and I'm your "One Resource" for financial education and questions.

    This site is your site and is dedicated to serving you, our current or potential member/owners!

    Contact me anytime at 214.565.5338 or click on the "Suggestion" tab for questions or suggestions for articles, resources or blog topics. Enjoy!

    Phillip Crocker - Member Service Advocate, Resource One Credit Union
  • Topical Links

Resources

R1CU – Causes of Debt

Resource One Director of Financial Education Phillip Crocker explains the ten most common causes of debt.

R1CU – How to Establish Credit

If you’ve never had credit in your own name, it can be difficult to get a car loan or credit card. Having no credit history can be as much of a problem as having a bad credit history. Students, other young people, and newly divorced or widowers often find themselves in this situation. It seems like a vicious circle: you can’t get credit because you’ve never had credit, but you’ve never had credit because you can’t get credit. What’s a person to do?

R1CU – What to Do if Your Identity is Stolen

Resource One Director of Financial Education Phillip Crocker details the four vital steps to take after your identity has been stolen.

R1CU – Helpful Numbers and Letter to Credit Bureau

This document includes helpful financial-related phone numbers as well as a sample letter when contacting credit bureaus regarding identity theft.

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